16 N Main StJeffersonvilleOH43128
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.48% yield at 16 N Main St, Jeffersonville, OH, 43128 in Jeffersonville is solid, but the $621/mo payment compresses net cash flow to $182/mo at $138,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $38,127 by year five, and $1,271/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.76) without U.S. income documentation. Total projected return: $64,288.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $182 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,090 |
| Total Monthly Debt Service | $853 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43128, Jeffersonville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 963 (100%) |
| Owner Occupied HU | 562 (58.4%) |
| Renter Occupied HU | 331 (34.4%) |
| Vacant Housing Units | 70 ( 7.3%) |
| Median Home Value | $170,652 |
| Average Home Value | $249,982 |
Housing Distribution
Address Breakdown
Residential
936
Single Family
927
Multi-Family
9
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43128, Jeffersonville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 963 (100%) |
| Owner Occupied HU | 562 (58.4%) |
| Renter Occupied HU | 331 (34.4%) |
| Vacant Housing Units | 70 ( 7.3%) |
| Median Home Value | $170,652 |
| Average Home Value | $249,982 |
Housing Distribution
Address Breakdown
Residential
936
Single Family
927
Multi-Family
9
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashley Renee Smith • Langley, Realtors&Auctioneers
Mls Name: Columbus and Central Ohio Regional MLS
Mls ID: #225042185