16 Hunter LnSturbridgeMA01518
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 16 Hunter Ln, Sturbridge, MA, 01518 in Sturbridge, $675,000, 7.94% gross yield, $26/mo net income. Consider it a market-entry position, the $4,465/mo rent covers the $3,035/mo payment with a margin, and 5%/yr appreciation is projected to add $186,490 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.47) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $258,768.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $26 | $350 |
City averages based on Sturbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,465 |
| Total Monthly Debt Service | $4,171 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.51 Acres lot
$N/A/sqft
$55 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01518, Fiskdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 984 (70.2%) |
| Renter Occupied HU | 287 (20.5%) |
| Vacant Housing Units | 130 ( 9.3%) |
| Median Home Value | $498,872 |
| Average Home Value | $570,592 |
Housing Distribution
Address Breakdown
Residential
1,271
Single Family
1,055
Multi-Family
216
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.51 Acres lot
$N/A/sqft
$55 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01518, Fiskdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 984 (70.2%) |
| Renter Occupied HU | 287 (20.5%) |
| Vacant Housing Units | 130 ( 9.3%) |
| Median Home Value | $498,872 |
| Average Home Value | $570,592 |
Housing Distribution
Address Breakdown
Residential
1,271
Single Family
1,055
Multi-Family
216
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices