16 Cherry Hill CtHamptonIL61256
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 16 Cherry Hill Ct, Hampton, IL, 61256 in Hampton: $1,619/mo in rent, $232/mo in net income, 9.71% gross yield, 1.80 DSCR, all at $200,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $55,256 in appreciation and $1,842/yr in principal paydown projects total cumulative return of $91,439.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $232 | $200 |
City averages based on Hampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,619 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61256, Hampton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 817 (100%) |
| Owner Occupied HU | 674 (82.5%) |
| Renter Occupied HU | 93 (11.4%) |
| Vacant Housing Units | 50 ( 6.1%) |
| Median Home Value | $228,061 |
| Average Home Value | $237,990 |
Housing Distribution
Address Breakdown
Residential
618
Single Family
605
Multi-Family
13
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61256, Hampton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 817 (100%) |
| Owner Occupied HU | 674 (82.5%) |
| Renter Occupied HU | 93 (11.4%) |
| Vacant Housing Units | 50 ( 6.1%) |
| Median Home Value | $228,061 |
| Average Home Value | $237,990 |
Housing Distribution
Address Breakdown
Residential
618
Single Family
605
Multi-Family
13
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices