15954 Winding Bluff DrMontverdeFL34756
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 15954 Winding Bluff Dr, Montverde, FL, 34756 in Montverde earns a 8.65% gross yield at $729,000. Rent of $5,254/mo nets $256/mo after the $3,278/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $201,409 and $6,714/yr in equity accumulation project a total cumulative return of $304,653.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.2% |
| Monthly Cash Flow | $256 | $350 |
City averages based on Montverde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,254 |
| Total Monthly Debt Service | $4,548 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices