1590 Alta Dr APT D9WhitehallPA18052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 1590 Alta Dr APT D9, Whitehall, PA, 18052 in Whitehall: $1,590/mo in rent, $252/mo in net income, 12% gross yield, 2.22 DSCR, all at $159,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $43,929 in appreciation and $1,464/yr in principal paydown projects total cumulative return of $95,855.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $252 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,590 |
| Total Monthly Debt Service | $979 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara T. Roy • EXP Realty LLC
Mls Name: GLVR
Mls ID: #770248