159 Gray Bluff TrlTalking RockGA30175
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 159 Gray Bluff Trl, Talking Rock, GA, 30175 in Talking Rock. Priced at $115,000, it generates $2,272/mo in gross rent and $1,518/mo in net monthly cash flow, a 23.7% yield that comfortably supports the 4.39 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,210. Five-year appreciation: $31,772. Equity from principal paydown: $1,059/yr. Total projected cumulative return: $141,491.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.7% | 6.0% |
| Monthly Cash Flow | $1,518 | $300 |
City averages based on Talking Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,272 |
| Total Monthly Debt Service | $708 |
| DSCR Ratio | 3.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in 2021
3.94 Acres lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30175, Talking Rock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,026 (100%) |
| Owner Occupied HU | 2,251 (74.4%) |
| Renter Occupied HU | 457 (15.1%) |
| Vacant Housing Units | 318 (10.5%) |
| Median Home Value | $322,556 |
| Average Home Value | $376,225 |
Housing Distribution
Address Breakdown
Residential
2,935
Single Family
2,934
Multi-Family
1
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in 2021
3.94 Acres lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30175, Talking Rock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,026 (100%) |
| Owner Occupied HU | 2,251 (74.4%) |
| Renter Occupied HU | 457 (15.1%) |
| Vacant Housing Units | 318 (10.5%) |
| Median Home Value | $322,556 |
| Average Home Value | $376,225 |
Housing Distribution
Address Breakdown
Residential
2,935
Single Family
2,934
Multi-Family
1
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices