159 Dock RoadAlnaME04535
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 159 Dock Road, Alna, ME, 04535 in Alna offers a clean, manageable entry. Rental yield 7.51%. DSCR 1.39 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $131,234 in additional property value over five years, with $4,375/yr in principal equity building ownership stake. Total projected cumulative return: $178,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.5% |
| Monthly Cash Flow | $(24) | $450 |
City averages based on Alna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,974 |
| Total Monthly Debt Service | $2,809 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04535, Alna, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 429 (100%) |
| Owner Occupied HU | 312 (72.7%) |
| Renter Occupied HU | 34 ( 7.9%) |
| Vacant Housing Units | 83 (19.3%) |
| Median Home Value | $390,909 |
| Average Home Value | $436,907 |
Housing Distribution
Address Breakdown
Residential
314
Single Family
314
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04535, Alna, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 429 (100%) |
| Owner Occupied HU | 312 (72.7%) |
| Renter Occupied HU | 34 ( 7.9%) |
| Vacant Housing Units | 83 (19.3%) |
| Median Home Value | $390,909 |
| Average Home Value | $436,907 |
Housing Distribution
Address Breakdown
Residential
314
Single Family
314
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices