159 Black Brook RdSavoyMA01256
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 159 Black Brook Rd, Savoy, MA, 01256 in Savoy is straightforward: $283,000 in, $2,132/mo in rent, $349/mo out after debt service. The 9.04% gross yield and 1.67 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $78,188 by year five. With $2,606/yr in principal equity, the total cumulative return is projected at $129,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.5% |
| Monthly Cash Flow | $349 | $600 |
City averages based on Savoy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,132 |
| Total Monthly Debt Service | $1,671 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01256, Savoy, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 371 (100%) |
| Owner Occupied HU | 283 (76.3%) |
| Renter Occupied HU | 18 ( 4.9%) |
| Vacant Housing Units | 70 (18.9%) |
| Median Home Value | $297,813 |
| Average Home Value | $372,694 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01256, Savoy, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 371 (100%) |
| Owner Occupied HU | 283 (76.3%) |
| Renter Occupied HU | 18 ( 4.9%) |
| Vacant Housing Units | 70 (18.9%) |
| Median Home Value | $297,813 |
| Average Home Value | $372,694 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara DeMers • NOCHER REALTY
Mls Name: BCMLS
Mls ID: #246903