1587 Higgins Creek DriveBerthoudCO80513
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1587 Higgins Creek Drive, Berthoud, CO, 80513 in Berthoud earns a 8.26% gross yield at $417,309. Rent of $2,874/mo nets $442/mo after the $1,978/mo mortgage. The 1.45 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $115,295 and $3,498/yr in equity accumulation project a total cumulative return of $178,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $442 | $250 |
City averages based on Berthoud market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,874 |
| Total Monthly Debt Service | $2,368 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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