1585 K St, San Miguel, CA, 93451 | 5.36% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,456/mo, and a $2,691/mo payment. Purchase price stands at $549,900, and rental yield measures 5.36% with $2,456/mo rent. Return on cash invested shows 13.79% in year one, and 5% annual appreciation builds toward $151,927 over five years. Five-year ROI reaches 69.99% and total cumulative return in cash records $126,626. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,456/mo property income covering a $2,691/mo payment rather than investor’s personal income.

Single Family

Built in 1953

5,500 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 93451, San Miguel, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,697 (100%)
Owner Occupied HU	1,019 (60.0%)
Renter Occupied HU	522 (30.8%)
Vacant Housing Units	156 ( 9.2%)
Median Home Value	$486,066
Average Home Value	$693,408