15841 Saint Johns Church RdGibsonNC28343
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 15841 Saint Johns Church Rd, Gibson, NC, 28343 in Gibson. At $162,750 it earns $1,442/mo in rent and distributes $451/mo to the owner after the $732/mo payment, a consistent 10.64% yield. DSCR 1.97 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $44,965 in value; $1,499/yr in principal paydown compounds ownership stake. Total projected return: $90,619.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $451 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,442 |
| Total Monthly Debt Service | $927 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
2.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28343, Gibson, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 592 (100%) |
| Owner Occupied HU | 343 (57.9%) |
| Renter Occupied HU | 175 (29.6%) |
| Vacant Housing Units | 74 (12.5%) |
| Median Home Value | $82,059 |
| Average Home Value | $156,020 |
Housing Distribution
Address Breakdown
Residential
614
Single Family
590
Multi-Family
24
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
2.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28343, Gibson, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 592 (100%) |
| Owner Occupied HU | 343 (57.9%) |
| Renter Occupied HU | 175 (29.6%) |
| Vacant Housing Units | 74 (12.5%) |
| Median Home Value | $82,059 |
| Average Home Value | $156,020 |
Housing Distribution
Address Breakdown
Residential
614
Single Family
590
Multi-Family
24
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KATHY WOOD • COLDWELL BANKER ADVANTAGE - FAYETTEVILLE
Mls Name: LPRMLS
Mls Provider:
Mls ID: #749860
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.