158 Purgatory RdWhitinsvilleMA01588
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 158 Purgatory Rd, Whitinsville, MA, 01588 in Whitinsville. Rental yield 6.92%. The 1.28 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $204,421 and $6,815/yr in principal reduction project total return of $255,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 5.1% |
| Monthly Cash Flow | $(394) | $250 |
City averages based on Whitinsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,270 |
| Total Monthly Debt Service | $4,369 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
5.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01588, Whitinsville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,449 (100%) |
| Owner Occupied HU | 2,840 (63.8%) |
| Renter Occupied HU | 1,429 (32.1%) |
| Vacant Housing Units | 180 ( 4.0%) |
| Median Home Value | $504,677 |
| Average Home Value | $547,268 |
Housing Distribution
Address Breakdown
Residential
4,145
Single Family
3,966
Multi-Family
179
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
5.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01588, Whitinsville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,449 (100%) |
| Owner Occupied HU | 2,840 (63.8%) |
| Renter Occupied HU | 1,429 (32.1%) |
| Vacant Housing Units | 180 ( 4.0%) |
| Median Home Value | $504,677 |
| Average Home Value | $547,268 |
Housing Distribution
Address Breakdown
Residential
4,145
Single Family
3,966
Multi-Family
179
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Davis • Century 21 Custom Home Realty
Mls Name: MLS PIN
Mls ID: #73474358