158 Main StWilliamsburgMA01096
INVESTMENT ANALYSIS
Investment Verdict
Solid Income158 Main St, Williamsburg, MA, 01096 in Williamsburg is a solid income-producing rental, 9.42% gross yield, $2,550/mo rent, $502/mo net cash flow on a $325,000 buy. DSCR 1.75 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $89,792 and $2,993/yr in principal reduction project a total cumulative return of $155,730.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.5% |
| Monthly Cash Flow | $502 | $400 |
City averages based on Williamsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,550 |
| Total Monthly Debt Service | $1,919 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01096, Williamsburg, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 955 (69.4%) |
| Renter Occupied HU | 184 (13.4%) |
| Vacant Housing Units | 238 (17.3%) |
| Median Home Value | $458,671 |
| Average Home Value | $528,631 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
832
Multi-Family
27
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01096, Williamsburg, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 955 (69.4%) |
| Renter Occupied HU | 184 (13.4%) |
| Vacant Housing Units | 238 (17.3%) |
| Median Home Value | $458,671 |
| Average Home Value | $528,631 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
832
Multi-Family
27
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adrienne Roth • Brick & Mortar Northampton
Mls Name: MLS PIN
Mls ID: #73451486