158 Cornerstone DrHebronKY41048



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 158 Cornerstone Dr, Hebron, KY, 41048 in Hebron worth study. Rental yield 5.76%. The 5.76% gross yield is below cash-flow benchmarks at $466,003, but 5% annual appreciation, adding $128,748 over five years, frames this as a capital growth position. Rent of $2,238/mo partially offsets the $2,095/mo payment. Ziffy Mortgage finances appreciation-play properties (1.07 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $136,403.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 8.0% |
| Monthly Cash Flow | $(625) | $350 |
City averages based on Hebron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,238 |
| Total Monthly Debt Service | $2,678 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.46 Acres lot
$N/A/sqft
$325 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2025
0.46 Acres lot
$N/A/sqft
$325 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Al Hencheck • HMS Real Estate
Mls Name: NKMLS
Mls Provider:
Mls ID: #630724
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.








