158 Batzel RdJohnstownPA15906
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.96% gross rental yield, 158 Batzel Rd, Johnstown, PA, 15906 in Johnstown is priced for capital growth, not immediate cash flow. The $247,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $68,242 by year five, with $2,275/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.92) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $55,548.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.2% |
| Monthly Cash Flow | $(599) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $1,520 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15906, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,558 (100%) |
| Owner Occupied HU | 2,954 (53.1%) |
| Renter Occupied HU | 1,510 (27.2%) |
| Vacant Housing Units | 1,094 (19.7%) |
| Median Home Value | $59,548 |
| Average Home Value | $130,322 |
Housing Distribution
Address Breakdown
Residential
4,678
Single Family
4,511
Multi-Family
167
Businesses
186
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15906, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,558 (100%) |
| Owner Occupied HU | 2,954 (53.1%) |
| Renter Occupied HU | 1,510 (27.2%) |
| Vacant Housing Units | 1,094 (19.7%) |
| Median Home Value | $59,548 |
| Average Home Value | $130,322 |
Housing Distribution
Address Breakdown
Residential
4,678
Single Family
4,511
Multi-Family
167
Businesses
186
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sabrina Bukowski • Perry Wellington Realty, LLC
Mls Name: AHAR
Mls ID: #78334