15701 Highway 123HagarvilleAR72839
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.57% yield at 15701 Highway 123, Hagarville, AR, 72839 in Hagarville is solid, but the $719/mo payment compresses net cash flow to $48/mo at $159,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $44,177 by year five, and $1,473/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $63,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $48 | $300 |
City averages based on Hagarville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,009 |
| Total Monthly Debt Service | $898 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72839, Hagarville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 180 (100%) |
| Owner Occupied HU | 88 (48.9%) |
| Renter Occupied HU | 19 (10.6%) |
| Vacant Housing Units | 73 (40.6%) |
| Median Home Value | $225,000 |
| Average Home Value | $202,074 |
Housing Distribution
Address Breakdown
Residential
168
Single Family
168
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72839, Hagarville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 180 (100%) |
| Owner Occupied HU | 88 (48.9%) |
| Renter Occupied HU | 19 (10.6%) |
| Vacant Housing Units | 73 (40.6%) |
| Median Home Value | $225,000 |
| Average Home Value | $202,074 |
Housing Distribution
Address Breakdown
Residential
168
Single Family
168
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kenneth Stall • Stall & Associates Real Estate
Mls Name: Arkansas Valley BOR
Mls Provider:
Mls ID: #24-991
Disclaimer: Copyright Arkansas Valley Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.