157 W Main StreetPt JervisNY12771








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Pt Jervis at 157 W Main Street, Pt Jervis, NY, 12771 priced at $199,900 pairs $1,574/mo rent with $240/mo cash flow after a $978/mo payment. Total monthly income equals $1,574/mo, and annual cash flow comes to $2,874/yr on $66,267 invested. Return on cash invested is 24.25% in year one, and rental yield stands at 9.45% on a $199,900 basis. Equity gained on principal adds $1,290/yr, and 5% annual appreciation accumulates to $55,229 by year five. Five-year ROI measures 126.76% and total cumulative return in cash reaches $84,001. For financing, Ziffy Mortgage’s DSCR program evaluates $1,574/mo property income against a $978/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1960
3,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12771, Port Jervis, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,373 (100%) |
| Owner Occupied HU | 3,296 (51.7%) |
| Renter Occupied HU | 2,361 (37.0%) |
| Vacant Housing Units | 716 (11.2%) |
| Median Home Value | $314,369 |
| Average Home Value | $357,137 |
Housing Distribution
Address Breakdown
Residential
5,635
Single Family
5,226
Multi-Family
409
Businesses
456
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