157 Round Hill Rd UNIT 157, Northampton, MA, 01060 | $305/mo Cash Flow

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Price: $300K - 500K

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157 Round Hill Rd UNIT 157, Northampton, MA, 01060 | $305/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Northampton at 157 Round Hill Rd UNIT 157, Northampton, MA, 01060 offers a 9.4% rental yield on a $199,000 purchase with $1,559/mo rent. Total monthly income registers $1,559/mo, and a $974/mo payment leaves $305/mo available for distribution. Annual cash flow reaches $3,657/yr on $65,969 to close, and return on cash invested stands at 25.45% in year one. Equity gained on principal adds $1,284/yr while 5% annual appreciation supports $54,980 over five years. Portfolio math shows five-year ROI at 132.73% and total cumulative return in cash at $87,558. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,559/mo property income against a $974/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1962

N/A lot

$N/A/sqft

No HOA

More details about the property

Prime Northampton Location Steps from Smith College and Downtown! Well-maintained 1-bedroom, 1-bath condo offering 565 sq ft of single-level living on the first floor. Features include hardwood floors in the living room and bedroom, full bath, kitchen open to living/dining combo. Kitchen flooring 2022, new refrigerator 2024. Generous closets in both bedroom and living room provide excellent storage. One assigned parking space conveniently located near the unit and guest parking available. Shared laundry and private storage steps from the unit - one of the most convenient locations in the building. Condo fee includes: Hot Water, Water, Sewer, Master Insurance, Exterior Maintenance, Landscaping, Snow Removal, Extra Storage, Trash Removal, and Management Fee. Pet-friendly (cats and small caged animals). No smoking on property or in units. Rentals allowed with limitations. Perfect for students, faculty and young professionals seeking easy living in Northampton's most walkable neighborhood.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01060, Northampton, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,958 (100%)
Owner Occupied HU	3,179 (39.9%)
Renter Occupied HU	4,163 (52.3%)
Vacant Housing Units	616 ( 7.7%)
Median Home Value	$555,427
Average Home Value	$592,032