157 Eagles Perch CtDianaTX75640
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 157 Eagles Perch Ct, Diana, TX, 75640 in Diana is narrow, $59/mo net on $3,181/mo rent after the $1,974/mo debt service, but the property operates at break-even-plus, not a loss. At $439,000 with a 8.7% yield, the long-run equity case via 5% appreciation ($121,288 over five years) and $4,043/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.61 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $172,032.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $59 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,181 |
| Total Monthly Debt Service | $2,947 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75640, Diana, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,262 (100%) |
| Owner Occupied HU | 1,737 (76.8%) |
| Renter Occupied HU | 291 (12.9%) |
| Vacant Housing Units | 234 (10.3%) |
| Median Home Value | $270,763 |
| Average Home Value | $266,082 |
Housing Distribution
Address Breakdown
Residential
2,063
Single Family
2,047
Multi-Family
16
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75640, Diana, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,262 (100%) |
| Owner Occupied HU | 1,737 (76.8%) |
| Renter Occupied HU | 291 (12.9%) |
| Vacant Housing Units | 234 (10.3%) |
| Median Home Value | $270,763 |
| Average Home Value | $266,082 |
Housing Distribution
Address Breakdown
Residential
2,063
Single Family
2,047
Multi-Family
16
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
