157 E 92nd StCut OffLA70345
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 157 E 92nd St, Cut Off, LA, 70345 in Cut Off is straightforward: $155,000 in, $1,232/mo in rent, $272/mo out after debt service. The 9.54% gross yield and 1.77 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $42,824 by year five. With $1,428/yr in principal equity, the total cumulative return is projected at $76,302.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.5% |
| Monthly Cash Flow | $272 | $850 |
City averages based on Cut Off market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,232 |
| Total Monthly Debt Service | $898 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70345, Cut Off, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,699 (100%) |
| Owner Occupied HU | 2,669 (72.2%) |
| Renter Occupied HU | 629 (17.0%) |
| Vacant Housing Units | 401 (10.8%) |
| Median Home Value | $213,013 |
| Average Home Value | $257,279 |
Housing Distribution
Address Breakdown
Residential
3,219
Single Family
3,219
Multi-Family
0
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70345, Cut Off, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,699 (100%) |
| Owner Occupied HU | 2,669 (72.2%) |
| Renter Occupied HU | 629 (17.0%) |
| Vacant Housing Units | 401 (10.8%) |
| Median Home Value | $213,013 |
| Average Home Value | $257,279 |
Housing Distribution
Address Breakdown
Residential
3,219
Single Family
3,219
Multi-Family
0
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gregory Plaisance • Bayou Classic Realty, LLC
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2024018723
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.