157 5th St EQuitmanLA71268
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play157 5th St E, Quitman, LA, 71268 in Quitman is priced for appreciation, not yield. Rental yield 4.05%. At $160,000 with a 4.05% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $44,205 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.75) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $31,672.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 7.0% |
| Monthly Cash Flow | $(451) | $400 |
City averages based on Quitman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $540 |
| Total Monthly Debt Service | $927 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71268, Quitman, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,495 (100%) |
| Owner Occupied HU | 1,036 (69.3%) |
| Renter Occupied HU | 246 (16.5%) |
| Vacant Housing Units | 213 (14.2%) |
| Median Home Value | $134,009 |
| Average Home Value | $163,453 |
Housing Distribution
Address Breakdown
Residential
1,122
Single Family
1,112
Multi-Family
10
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71268, Quitman, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,495 (100%) |
| Owner Occupied HU | 1,036 (69.3%) |
| Renter Occupied HU | 246 (16.5%) |
| Vacant Housing Units | 213 (14.2%) |
| Median Home Value | $134,009 |
| Average Home Value | $163,453 |
Housing Distribution
Address Breakdown
Residential
1,122
Single Family
1,112
Multi-Family
10
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices