15657 E Main StCut OffLA70345
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 15657 E Main St, Cut Off, LA, 70345 in Cut Off earns a 8.57% gross yield at $239,900. Rent of $1,713/mo nets $227/mo after the $1,079/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $66,280 and $2,210/yr in equity accumulation project a total cumulative return of $105,609.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.5% |
| Monthly Cash Flow | $227 | $850 |
City averages based on Cut Off market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,713 |
| Total Monthly Debt Service | $1,391 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70345, Cut Off, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,699 (100%) |
| Owner Occupied HU | 2,669 (72.2%) |
| Renter Occupied HU | 629 (17.0%) |
| Vacant Housing Units | 401 (10.8%) |
| Median Home Value | $213,013 |
| Average Home Value | $257,279 |
Housing Distribution
Address Breakdown
Residential
3,219
Single Family
3,219
Multi-Family
0
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70345, Cut Off, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,699 (100%) |
| Owner Occupied HU | 2,669 (72.2%) |
| Renter Occupied HU | 629 (17.0%) |
| Vacant Housing Units | 401 (10.8%) |
| Median Home Value | $213,013 |
| Average Home Value | $257,279 |
Housing Distribution
Address Breakdown
Residential
3,219
Single Family
3,219
Multi-Family
0
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rhonda Comeaux • NextHome Solutions
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2023010033
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.