15637 Topango RdVictorvilleCA92394
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 15637 Topango Rd, Victorville, CA, 92394 in Victorville is narrow, $104/mo net on $2,701/mo rent after the $1,888/mo debt service, but the property operates at break-even-plus, not a loss. At $419,900 with a 7.72% yield, the long-run equity case via 5% appreciation ($116,011 over five years) and $3,867/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $165,892.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.8% |
| Monthly Cash Flow | $104 | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,701 |
| Total Monthly Debt Service | $2,431 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92394, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,322 (100%) |
| Owner Occupied HU | 6,644 (58.7%) |
| Renter Occupied HU | 4,212 (37.2%) |
| Vacant Housing Units | 466 ( 4.1%) |
| Median Home Value | $372,833 |
| Average Home Value | $391,726 |
Housing Distribution
Address Breakdown
Residential
10,525
Single Family
10,289
Multi-Family
236
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92394, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,322 (100%) |
| Owner Occupied HU | 6,644 (58.7%) |
| Renter Occupied HU | 4,212 (37.2%) |
| Vacant Housing Units | 466 ( 4.1%) |
| Median Home Value | $372,833 |
| Average Home Value | $391,726 |
Housing Distribution
Address Breakdown
Residential
10,525
Single Family
10,289
Multi-Family
236
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adan Aguilar • RE/MAX FREEDOM
Mls Name: CRMLS
Mls ID: #HD25237468