156 Orange StMaxwellCA95955
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 156 Orange St, Maxwell, CA, 95955 in Maxwell at $285,000 earns $1,914/mo in rent and nets $151/mo after the $1,282/mo payment, a 8.06% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $78,740 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $2,625/yr in principal paydown, total projected return reaches $117,743.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $151 | $1,500 |
City averages based on Maxwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $1,650 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95955, Maxwell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 466 (100%) |
| Owner Occupied HU | 230 (49.4%) |
| Renter Occupied HU | 196 (42.1%) |
| Vacant Housing Units | 40 ( 8.6%) |
| Median Home Value | $517,544 |
| Average Home Value | $582,598 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95955, Maxwell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 466 (100%) |
| Owner Occupied HU | 230 (49.4%) |
| Renter Occupied HU | 196 (42.1%) |
| Vacant Housing Units | 40 ( 8.6%) |
| Median Home Value | $517,544 |
| Average Home Value | $582,598 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ray Diaz, Jr. • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225109948