156 Lombard St APT 14San FranciscoCA94111
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 156 Lombard St APT 14, San Francisco, CA, 94111 in San Francisco is a conservative rental investment at $1,075,000. Rental yield 7.15%. A 1.33 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $297,003; $9,901/yr in principal paydown supplements. Total projected return: $391,966.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 4.5% |
| Monthly Cash Flow | $(243) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,407 |
| Total Monthly Debt Service | $6,222 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
2.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94111, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,727 (100%) |
| Owner Occupied HU | 808 (21.7%) |
| Renter Occupied HU | 2,329 (62.5%) |
| Vacant Housing Units | 590 (15.8%) |
| Median Home Value | $1,638,112 |
| Average Home Value | $1,614,474 |
Housing Distribution
Address Breakdown
Residential
2,584
Single Family
70
Multi-Family
2,514
Businesses
1,643
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
2.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94111, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,727 (100%) |
| Owner Occupied HU | 808 (21.7%) |
| Renter Occupied HU | 2,329 (62.5%) |
| Vacant Housing Units | 590 (15.8%) |
| Median Home Value | $1,638,112 |
| Average Home Value | $1,614,474 |
Housing Distribution
Address Breakdown
Residential
2,584
Single Family
70
Multi-Family
2,514
Businesses
1,643
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary C. Kern • Corcoran Icon Properties
Mls Name: SFAR
Mls ID: #425059748