156 Getman RdFondaNY12068
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder156 Getman Rd, Fonda, NY, 12068 in Fonda is a stable, well-positioned rental at $389,000. Rental yield 7.76%. DSCR 1.44 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $107,474 in value and $3,583/yr in principal paydown builds equity, a total projected return of $143,049.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $(82) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,515 |
| Total Monthly Debt Service | $2,443 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12068, Fonda, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,404 (100%) |
| Owner Occupied HU | 1,017 (72.4%) |
| Renter Occupied HU | 242 (17.2%) |
| Vacant Housing Units | 145 (10.3%) |
| Median Home Value | $205,962 |
| Average Home Value | $219,705 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
958
Multi-Family
24
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12068, Fonda, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,404 (100%) |
| Owner Occupied HU | 1,017 (72.4%) |
| Renter Occupied HU | 242 (17.2%) |
| Vacant Housing Units | 145 (10.3%) |
| Median Home Value | $205,962 |
| Average Home Value | $219,705 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
958
Multi-Family
24
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices