156 Amanda WayWindsorCA95492
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 156 Amanda Way, Windsor, CA, 95492 in Windsor deserves attention. This $473,000 property earns $4,080/mo in rent, a 10.35% gross yield, and nets $856/mo after the $2,127/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $130,681 compounds alongside $4,356/yr in yearly equity build, for a total cumulative return of $235,781.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $856 | $400 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,080 |
| Total Monthly Debt Service | $3,036 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
1,425 sqft lot
$N/A/sqft
$298 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
1,425 sqft lot
$N/A/sqft
$298 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Ryder Homes
Mls Name: Ryder Homes
Mls ID: #N/A