156-120 Riverside Ave #24Mira LomaCA91752
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 156-120 Riverside Ave #24, Mira Loma, CA, 91752 in Mira Loma: $5,521/mo in rent, $3,090/mo net, 16.86% gross yield, all on a $393,000 acquisition. The 3.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $108,579 in value, and $3,620/yr in principal paydown steadily builds equity. Projected total cumulative return: $347,871.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 5.5% |
| Monthly Cash Flow | $3,090 | $2,000 |
City averages based on Mira Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,521 |
| Total Monthly Debt Service | $2,275 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91752, Mira Loma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,064 (100%) |
| Owner Occupied HU | 7,299 (60.5%) |
| Renter Occupied HU | 4,348 (36.0%) |
| Vacant Housing Units | 417 ( 3.5%) |
| Median Home Value | $674,380 |
| Average Home Value | $654,290 |
Housing Distribution
Address Breakdown
Residential
11,465
Single Family
10,404
Multi-Family
1,061
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91752, Mira Loma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,064 (100%) |
| Owner Occupied HU | 7,299 (60.5%) |
| Renter Occupied HU | 4,348 (36.0%) |
| Vacant Housing Units | 417 ( 3.5%) |
| Median Home Value | $674,380 |
| Average Home Value | $654,290 |
Housing Distribution
Address Breakdown
Residential
11,465
Single Family
10,404
Multi-Family
1,061
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices