1558 Swain DrWoodlandCA95776
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1558 Swain Dr, Woodland, CA, 95776 in Woodland speaks for itself: 10.26% gross on a $745,925 price, generating $6,378/mo in rent and $1,764/mo in net income after the $3,354/mo debt service. DSCR 1.90, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,163 stacks alongside $206,085 in projected five-year appreciation and $6,870/yr in principal reduction. Projected total cumulative return: $396,334.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.5% |
| Monthly Cash Flow | $1,764 | $1,500 |
City averages based on Woodland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,378 |
| Total Monthly Debt Service | $4,318 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95776, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,695 (100%) |
| Owner Occupied HU | 6,483 (66.9%) |
| Renter Occupied HU | 2,798 (28.9%) |
| Vacant Housing Units | 414 ( 4.3%) |
| Median Home Value | $598,558 |
| Average Home Value | $631,494 |
Housing Distribution
Address Breakdown
Residential
9,130
Single Family
7,994
Multi-Family
1,136
Businesses
1,084
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95776, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,695 (100%) |
| Owner Occupied HU | 6,483 (66.9%) |
| Renter Occupied HU | 2,798 (28.9%) |
| Vacant Housing Units | 414 ( 4.3%) |
| Median Home Value | $598,558 |
| Average Home Value | $631,494 |
Housing Distribution
Address Breakdown
Residential
9,130
Single Family
7,994
Multi-Family
1,136
Businesses
1,084
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices