1557 Clover Rd, South Hill, VA, 23970 | $267/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in South Hill at 1557 Clover Rd, South Hill, VA, 23970 uses $43,062 cash to close to unlock $3,207/yr annual cash flow and $267/mo monthly cash flow. Total monthly income runs $1,044/mo, and a $636/mo payment keeps the spread at $267/mo. Purchase price stands at $129,900, and rental yield measures 9.64% with $1,044/mo rent. Return on cash invested shows 27.36% in year one, and 5% annual appreciation builds toward $35,889 over five years. Five-year ROI reaches 142.61% and total cumulative return in cash records $61,411. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,044/mo property income covering a $636/mo payment rather than investor’s personal income.

Single Family

Built in 1997

0.73 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 23970, South Hill, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,990 (100%)
Owner Occupied HU	2,055 (51.5%)
Renter Occupied HU	1,432 (35.9%)
Vacant Housing Units	503 (12.6%)
Median Home Value	$195,337
Average Home Value	$244,914