1551 Silverado Terrace LoopCalistogaCA94515
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1551 Silverado Terrace Loop, Calistoga, CA, 94515 in Calistoga is a conservative rental investment at $671,500. Rental yield 6.16%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $185,523; $6,185/yr in principal paydown supplements. Total projected return: $209,091.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(708) | $1,500 |
City averages based on Calistoga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,446 |
| Total Monthly Debt Service | $3,887 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94515, Calistoga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,281 (100%) |
| Owner Occupied HU | 1,573 (47.9%) |
| Renter Occupied HU | 1,132 (34.5%) |
| Vacant Housing Units | 576 (17.6%) |
| Median Home Value | $926,881 |
| Average Home Value | $1,090,348 |
Housing Distribution
Address Breakdown
Residential
2,972
Single Family
2,810
Multi-Family
162
Businesses
424
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94515, Calistoga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,281 (100%) |
| Owner Occupied HU | 1,573 (47.9%) |
| Renter Occupied HU | 1,132 (34.5%) |
| Vacant Housing Units | 576 (17.6%) |
| Median Home Value | $926,881 |
| Average Home Value | $1,090,348 |
Housing Distribution
Address Breakdown
Residential
2,972
Single Family
2,810
Multi-Family
162
Businesses
424
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • DeNova Homes
Mls Name: DeNova Homes
Mls ID: #N/A