1551 Santa Fe RdBrooksvilleKY41004
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1551 Santa Fe Rd, Brooksville, KY, 41004 in Brooksville fits: $740,000, 2.56% gross yield, and a projected 5% annual appreciation rate adding $204,448 in value within five years. Rental yield 2.56%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.47) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,815/yr in principal paydown and $204,448 in appreciation project a total return of $91,929.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.0% |
| Monthly Cash Flow | $(2,927) | $120 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,577 |
| Total Monthly Debt Service | $4,209 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
165 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41004, Brooksville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,660 (100%) |
| Owner Occupied HU | 1,086 (65.4%) |
| Renter Occupied HU | 321 (19.3%) |
| Vacant Housing Units | 253 (15.2%) |
| Median Home Value | $121,324 |
| Average Home Value | $167,035 |
Housing Distribution
Address Breakdown
Residential
1,701
Single Family
1,652
Multi-Family
49
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
165 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41004, Brooksville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,660 (100%) |
| Owner Occupied HU | 1,086 (65.4%) |
| Renter Occupied HU | 321 (19.3%) |
| Vacant Housing Units | 253 (15.2%) |
| Median Home Value | $121,324 |
| Average Home Value | $167,035 |
Housing Distribution
Address Breakdown
Residential
1,701
Single Family
1,652
Multi-Family
49
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawn Ritchey • Switzer & Associates
Mls Name: Imagine MLS
Mls ID: #25006316