1550KP-4 Plan, ConcordPea RidgeAR72751
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1550KP-4 Plan, Concord, Pea Ridge, AR, 72751 in Pea Ridge: $2,293/mo in rent, $442/mo in net income, 8.94% gross yield, 1.66 DSCR, all at $307,969. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $85,086 in appreciation and $2,836/yr in principal paydown projects total cumulative return of $144,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.2% |
| Monthly Cash Flow | $442 | $285 |
City averages based on Pea Ridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,293 |
| Total Monthly Debt Service | $1,729 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
