15508 Rd 7.3WigginsCO80654
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 15508 Rd 7.3, Wiggins, CO, 80654 in Wiggins: $3,718/mo in rent, $450/mo in net income, 8.01% gross yield, 1.48 DSCR, all at $557,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $153,889 in appreciation and $5,130/yr in principal paydown projects total cumulative return of $240,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $450 | $1,200 |
City averages based on Wiggins market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,718 |
| Total Monthly Debt Service | $3,024 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80654, Wiggins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,019 (74.0%) |
| Renter Occupied HU | 242 (17.6%) |
| Vacant Housing Units | 116 ( 8.4%) |
| Median Home Value | $449,454 |
| Average Home Value | $472,691 |
Housing Distribution
Address Breakdown
Residential
1,362
Single Family
1,362
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80654, Wiggins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,019 (74.0%) |
| Renter Occupied HU | 242 (17.6%) |
| Vacant Housing Units | 116 ( 8.4%) |
| Median Home Value | $449,454 |
| Average Home Value | $472,691 |
Housing Distribution
Address Breakdown
Residential
1,362
Single Family
1,362
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices