155 Ventura Dr #2BLake OzarkMO65049
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 155 Ventura Dr #2B, Lake Ozark, MO, 65049 in Lake Ozark is listed at $229,000 and delivers $2,262/mo in rent and $279/mo in net monthly cash flow. The 11.85% yield and 2.20 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $63,268 over five years, and $2,109/yr in principal reduction supplements cash return. Total projected cumulative return: $107,238.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $279 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,262 |
| Total Monthly Debt Service | $1,892 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
N/A lot
$N/A/sqft
$1,672 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65049, Lake Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,652 (100%) |
| Owner Occupied HU | 2,621 (30.3%) |
| Renter Occupied HU | 769 ( 8.9%) |
| Vacant Housing Units | 5,262 (60.8%) |
| Median Home Value | $397,826 |
| Average Home Value | $465,494 |
Housing Distribution
Address Breakdown
Residential
4,092
Single Family
4,092
Multi-Family
0
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
N/A lot
$N/A/sqft
$1,672 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65049, Lake Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,652 (100%) |
| Owner Occupied HU | 2,621 (30.3%) |
| Renter Occupied HU | 769 ( 8.9%) |
| Vacant Housing Units | 5,262 (60.8%) |
| Median Home Value | $397,826 |
| Average Home Value | $465,494 |
Housing Distribution
Address Breakdown
Residential
4,092
Single Family
4,092
Multi-Family
0
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JONATHAN R HARTENSTEIN • Lake Ozark Real Estate
Mls Name: LOBR
Mls Provider:
Mls ID: #3569085
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.