155 Elm StHatfieldMA01038
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 155 Elm St, Hatfield, MA, 01038 in Hatfield at $349,900. Rental yield 7.11%. The 7.11% yield and 1.25 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $96,671 by year five, and $2,933/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $117,841.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 7.5% |
| Monthly Cash Flow | $(132) | $850 |
City averages based on Hatfield market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,074 |
| Total Monthly Debt Service | $2,151 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01038, Hatfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,164 (100%) |
| Owner Occupied HU | 809 (69.5%) |
| Renter Occupied HU | 312 (26.8%) |
| Vacant Housing Units | 43 ( 3.7%) |
| Median Home Value | $488,409 |
| Average Home Value | $517,902 |
Housing Distribution
Address Breakdown
Residential
1,001
Single Family
957
Multi-Family
44
Businesses
123
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: Erin Callahan • B & B Real Estate
Mls Name: MLS PIN
Mls ID: #73428937
