155 Crossroad #C1WaterburyVT05676
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 155 Crossroad #C1, Waterbury, VT, 05676 in Waterbury is listed at $539,000 and delivers $4,033/mo in rent and $447/mo in net monthly cash flow. The 8.98% yield and 1.66 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $148,916 over five years, and $4,964/yr in principal reduction supplements cash return. Total projected cumulative return: $234,246.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $447 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,033 |
| Total Monthly Debt Service | $3,371 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
2.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05676, Waterbury, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,540 (100%) |
| Owner Occupied HU | 1,591 (62.6%) |
| Renter Occupied HU | 700 (27.6%) |
| Vacant Housing Units | 249 ( 9.8%) |
| Median Home Value | $413,244 |
| Average Home Value | $487,926 |
Housing Distribution
Address Breakdown
Residential
2,323
Single Family
2,239
Multi-Family
84
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
2.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05676, Waterbury, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,540 (100%) |
| Owner Occupied HU | 1,591 (62.6%) |
| Renter Occupied HU | 700 (27.6%) |
| Vacant Housing Units | 249 ( 9.8%) |
| Median Home Value | $413,244 |
| Average Home Value | $487,926 |
Housing Distribution
Address Breakdown
Residential
2,323
Single Family
2,239
Multi-Family
84
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices