1549 Hillcrest StPomonaCA91768
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1549 Hillcrest St, Pomona, CA, 91768 in Pomona is capital appreciation. Rental yield 5.03%. The 5.03% gross yield at $1,288,888 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $356,096 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.93) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $323,193.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.0% |
| Monthly Cash Flow | $(2,572) | $400 |
City averages based on Pomona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,401 |
| Total Monthly Debt Service | $7,460 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91768, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,177 (100%) |
| Owner Occupied HU | 4,927 (53.7%) |
| Renter Occupied HU | 3,932 (42.8%) |
| Vacant Housing Units | 318 ( 3.5%) |
| Median Home Value | $630,145 |
| Average Home Value | $660,449 |
Housing Distribution
Address Breakdown
Residential
8,588
Single Family
7,550
Multi-Family
1,038
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91768, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,177 (100%) |
| Owner Occupied HU | 4,927 (53.7%) |
| Renter Occupied HU | 3,932 (42.8%) |
| Vacant Housing Units | 318 ( 3.5%) |
| Median Home Value | $630,145 |
| Average Home Value | $660,449 |
Housing Distribution
Address Breakdown
Residential
8,588
Single Family
7,550
Multi-Family
1,038
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roland Lay • Century 21 Cornerstone
Mls Name: CRMLS
Mls ID: #PW25154618