1545 S Loop 497 WBellvilleTX77418
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1545 S Loop 497 W, Bellville, TX, 77418 in Bellville is capital appreciation. Rental yield 3.57%. The 3.57% gross yield at $1,290,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $356,403 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.66) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $151,022.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(5,335) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,839 |
| Total Monthly Debt Service | $8,660 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2012
38.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77418, Bellville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,870 (100%) |
| Owner Occupied HU | 3,204 (65.8%) |
| Renter Occupied HU | 988 (20.3%) |
| Vacant Housing Units | 678 (13.9%) |
| Median Home Value | $366,255 |
| Average Home Value | $487,328 |
Housing Distribution
Address Breakdown
Residential
4,383
Single Family
4,123
Multi-Family
260
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2012
38.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77418, Bellville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,870 (100%) |
| Owner Occupied HU | 3,204 (65.8%) |
| Renter Occupied HU | 988 (20.3%) |
| Vacant Housing Units | 678 (13.9%) |
| Median Home Value | $366,255 |
| Average Home Value | $487,328 |
Housing Distribution
Address Breakdown
Residential
4,383
Single Family
4,123
Multi-Family
260
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reesa Ueckert • 1851 Properties, Inc
Mls Name: HAR
Mls Provider:
Mls ID: #59711583
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