15447 County Road 19ArdochND58261
INVESTMENT ANALYSIS
Investment Verdict
Solid Income15447 County Road 19, Ardoch, ND, 58261 in Ardoch is a solid income-producing rental, 8.63% gross yield, $2,337/mo rent, $360/mo net cash flow on a $324,900 buy. DSCR 1.60 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $89,764 and $2,992/yr in principal reduction project a total cumulative return of $146,193.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $360 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,337 |
| Total Monthly Debt Service | $1,848 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
6.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58261, Minto, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 492 (100%) |
| Owner Occupied HU | 384 (78.0%) |
| Renter Occupied HU | 53 (10.8%) |
| Vacant Housing Units | 55 (11.2%) |
| Median Home Value | $150,532 |
| Average Home Value | $192,070 |
Housing Distribution
Address Breakdown
Residential
273
Single Family
273
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
6.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58261, Minto, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 492 (100%) |
| Owner Occupied HU | 384 (78.0%) |
| Renter Occupied HU | 53 (10.8%) |
| Vacant Housing Units | 55 (11.2%) |
| Median Home Value | $150,532 |
| Average Home Value | $192,070 |
Housing Distribution
Address Breakdown
Residential
273
Single Family
273
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawn D. Horn • Crary Real Estate
Mls Name: GFBMLS
Mls ID: #25-1546