1544 Highway 277ChipleyFL32428








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chipley at 1544 Highway 277, Chipley, FL, 32428 offers a 10.44% rental yield on a $316,900 purchase with $2,756/mo rent. Total monthly income registers $2,756/mo, and a $1,551/mo payment leaves $653/mo available for distribution. Annual cash flow reaches $7,837/yr on $105,052 to close, and return on cash invested stands at 27.37% in year one. Equity gained on principal adds $2,045/yr while 5% annual appreciation supports $87,554 over five years. Portfolio math shows five-year ROI at 143.47% and total cumulative return in cash at $150,722. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,756/mo property income against a $1,551/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1980
2.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32428, Chipley, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 5,171 (67.1%) |
| Renter Occupied HU | 1,404 (18.2%) |
| Vacant Housing Units | 1,129 (14.7%) |
| Median Home Value | $223,466 |
| Average Home Value | $270,097 |
Housing Distribution
Address Breakdown
Residential
7,032
Single Family
7,032
Multi-Family
0
Businesses
598
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