1540 E Trenton Ave #126OrangeCA92867
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1540 E Trenton Ave #126, Orange, CA, 92867 in Orange at $209,000 earns $1,435/mo in rent and nets $142/mo after the $940/mo payment, a 8.24% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $57,743 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $1,925/yr in principal paydown, total projected return reaches $88,430.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $142 | $1,200 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,435 |
| Total Monthly Debt Service | $1,210 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
11.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92867, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,933 (100%) |
| Owner Occupied HU | 8,794 (63.1%) |
| Renter Occupied HU | 4,729 (33.9%) |
| Vacant Housing Units | 410 ( 2.9%) |
| Median Home Value | $1,033,509 |
| Average Home Value | $1,123,645 |
Housing Distribution
Address Breakdown
Residential
13,955
Single Family
12,620
Multi-Family
1,335
Businesses
2,317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
11.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92867, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,933 (100%) |
| Owner Occupied HU | 8,794 (63.1%) |
| Renter Occupied HU | 4,729 (33.9%) |
| Vacant Housing Units | 410 ( 2.9%) |
| Median Home Value | $1,033,509 |
| Average Home Value | $1,123,645 |
Housing Distribution
Address Breakdown
Residential
13,955
Single Family
12,620
Multi-Family
1,335
Businesses
2,317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joe Rodriguez • Capstone Realty
Mls Name: CRMLS
Mls ID: #PW26019280