154 Savannah LnOgdenUT84414
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Ogden rental at 154 Savannah Ln, Ogden, UT, 84414 sits in the solid-income band: 8.72% gross yield, $2,274/mo rent, $239/mo net after the $1,407/mo debt service, DSCR 1.62. Entry price of $312,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $86,476 and $2,883/yr in principal reduction bring total cumulative return to $134,569.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $239 | $450 |
City averages based on Ogden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $1,910 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
871.20 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84414, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,249 (100%) |
| Owner Occupied HU | 9,738 (86.6%) |
| Renter Occupied HU | 1,356 (12.1%) |
| Vacant Housing Units | 155 ( 1.4%) |
| Median Home Value | $572,962 |
| Average Home Value | $635,423 |
Housing Distribution
Address Breakdown
Residential
10,991
Single Family
10,926
Multi-Family
65
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
871.20 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84414, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,249 (100%) |
| Owner Occupied HU | 9,738 (86.6%) |
| Renter Occupied HU | 1,356 (12.1%) |
| Vacant Housing Units | 155 ( 1.4%) |
| Median Home Value | $572,962 |
| Average Home Value | $635,423 |
Housing Distribution
Address Breakdown
Residential
10,991
Single Family
10,926
Multi-Family
65
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beth Manning • EXP Realty, LLC
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2056527
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-02-18 02:13:45 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/info/mls-disclaimers/#mls_319)