154 Cambridge Dr. Lot 74- Lewis CTabor CityNC28463
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 154 Cambridge Dr. Lot 74- Lewis C, Tabor City, NC, 28463 in Tabor City speaks for itself: 10.9% gross on a $223,490 price, generating $2,029/mo in rent and $597/mo in net income after the $1,005/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,166 stacks alongside $61,746 in projected five-year appreciation and $2,058/yr in principal reduction. Projected total cumulative return: $123,380.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $597 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,029 |
| Total Monthly Debt Service | $1,343 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,098 sqft lot
$N/A/sqft
$70 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28463, Tabor City, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,349 (100%) |
| Owner Occupied HU | 2,022 (60.4%) |
| Renter Occupied HU | 967 (28.9%) |
| Vacant Housing Units | 360 (10.7%) |
| Median Home Value | $190,774 |
| Average Home Value | $197,950 |
Housing Distribution
Address Breakdown
Residential
3,443
Single Family
3,225
Multi-Family
218
Businesses
268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,098 sqft lot
$N/A/sqft
$70 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28463, Tabor City, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,349 (100%) |
| Owner Occupied HU | 2,022 (60.4%) |
| Renter Occupied HU | 967 (28.9%) |
| Vacant Housing Units | 360 (10.7%) |
| Median Home Value | $190,774 |
| Average Home Value | $197,950 |
Housing Distribution
Address Breakdown
Residential
3,443
Single Family
3,225
Multi-Family
218
Businesses
268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices