1539 Capitola Cir, Stockton, CA, 95206 | $271/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stockton at 1539 Capitola Cir, Stockton, CA, 95206 offers $3,054/mo rent that, after a $2,202/mo payment, leaves $271/mo cash flow. Total monthly income is $3,054/mo, and annual cash flow is $3,251/yr on $149,142 cash. Return on cash invested measures 22.09% in year one, and rental yield stands at 8.15% at a $449,900 entry. Equity gained on principal adds $2,903/yr while 5% annual appreciation compounds into $124,299 by year five. Five-year ROI records 114.53% and total cumulative return in cash reaches $170,806. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,054/mo property income versus a $2,202/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1991

5,014 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95206, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,908 (100%)
Owner Occupied HU	10,734 (56.8%)
Renter Occupied HU	7,533 (39.8%)
Vacant Housing Units	641 ( 3.4%)
Median Home Value	$429,135
Average Home Value	$483,139