1538 8th Ave SESaint CloudMN56304








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Cloud at 1538 8th Ave SE, Saint Cloud, MN, 56304 offers a 9.6% rental yield on a $179,900 purchase with $1,439/mo rent. Total monthly income registers $1,439/mo, and a $881/mo payment leaves $315/mo available for distribution. Annual cash flow reaches $3,782/yr on $59,637 to close, and return on cash invested stands at 26.25% in year one. Equity gained on principal adds $1,161/yr while 5% annual appreciation supports $49,703 over five years. Portfolio math shows five-year ROI at 136.96% and total cumulative return in cash at $81,681. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,439/mo property income against a $881/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1941
10,454 sqft lot
$N/A/sqft
No HOA
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Listed by: Matthew A. Imdieke • Central MN Realty LLC
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6732475








