15355 Pleasant Grove LnHarrisburgAR72432
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 15355 Pleasant Grove Ln, Harrisburg, AR, 72432 in Harrisburg at $539,300 earns $3,277/mo in rent and nets $35/mo after the $2,425/mo payment, a 7.29% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $148,999 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $4,967/yr in principal paydown, total projected return reaches $206,336.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 7.0% |
| Monthly Cash Flow | $35 | $300 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,277 |
| Total Monthly Debt Service | $3,027 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
7.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72432, Harrisburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,695 (100%) |
| Owner Occupied HU | 1,776 (65.9%) |
| Renter Occupied HU | 655 (24.3%) |
| Vacant Housing Units | 264 ( 9.8%) |
| Median Home Value | $139,524 |
| Average Home Value | $181,485 |
Housing Distribution
Address Breakdown
Residential
2,525
Single Family
2,421
Multi-Family
104
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
7.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72432, Harrisburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,695 (100%) |
| Owner Occupied HU | 1,776 (65.9%) |
| Renter Occupied HU | 655 (24.3%) |
| Vacant Housing Units | 264 ( 9.8%) |
| Median Home Value | $139,524 |
| Average Home Value | $181,485 |
Housing Distribution
Address Breakdown
Residential
2,525
Single Family
2,421
Multi-Family
104
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bill Pressly • Arnold Group Real Estate
Mls Name: CARMLS
Mls ID: #25044055