15325 Holly Grove RdSilver springMD20905
INVESTMENT ANALYSIS
Investment Verdict
Solid Income15325 Holly Grove Rd, Silver spring, MD, 20905 in Silver spring is a solid income-producing rental, 9.06% gross yield, $3,775/mo rent, $665/mo net cash flow on a $500,000 buy. DSCR 1.68 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $138,141 and $4,605/yr in principal reduction project a total cumulative return of $232,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.2% |
| Monthly Cash Flow | $665 | $1,250 |
City averages based on Silver spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,775 |
| Total Monthly Debt Service | $2,911 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
3.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20905, Silver Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,438 (100%) |
| Owner Occupied HU | 4,790 (88.1%) |
| Renter Occupied HU | 525 ( 9.7%) |
| Vacant Housing Units | 123 ( 2.3%) |
| Median Home Value | $672,561 |
| Average Home Value | $734,707 |
Housing Distribution
Address Breakdown
Residential
5,777
Single Family
5,774
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
3.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20905, Silver Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,438 (100%) |
| Owner Occupied HU | 4,790 (88.1%) |
| Renter Occupied HU | 525 ( 9.7%) |
| Vacant Housing Units | 123 ( 2.3%) |
| Median Home Value | $672,561 |
| Average Home Value | $734,707 |
Housing Distribution
Address Breakdown
Residential
5,777
Single Family
5,774
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frances Castillo • RE/MAX Excellence Realty
Mls Name: Bright MLS
Mls ID: #MDMC2206910