153 Quincy DrYumaTN38390
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 153 Quincy Dr, Yuma, TN, 38390 in Yuma is listed at $294,000 and delivers $2,114/mo in rent and $354/mo in net monthly cash flow. The 8.63% yield and 1.60 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $81,227 over five years, and $2,708/yr in principal reduction supplements cash return. Total projected cumulative return: $134,066.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $354 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,114 |
| Total Monthly Debt Service | $1,643 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
7.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38390, Yuma, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 402 (100%) |
| Owner Occupied HU | 303 (75.4%) |
| Renter Occupied HU | 66 (16.4%) |
| Vacant Housing Units | 33 ( 8.2%) |
| Median Home Value | $175,962 |
| Average Home Value | $233,210 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
405
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
7.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38390, Yuma, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 402 (100%) |
| Owner Occupied HU | 303 (75.4%) |
| Renter Occupied HU | 66 (16.4%) |
| Vacant Housing Units | 33 ( 8.2%) |
| Median Home Value | $175,962 |
| Average Home Value | $233,210 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
405
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle S Lilly • Lilly Realty
Mls Name: CWTAR
Mls Provider:
Mls ID: #246337
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