153 E Main StSheffieldMA01257
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 153 E Main St, Sheffield, MA, 01257 in Sheffield is straightforward: $399,000 in, $2,867/mo in rent, $352/mo out after debt service. The 8.62% gross yield and 1.60 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $110,236 by year five. With $3,675/yr in principal equity, the total cumulative return is projected at $174,209.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.0% |
| Monthly Cash Flow | $352 | $800 |
City averages based on Sheffield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,867 |
| Total Monthly Debt Service | $2,356 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01257, Sheffield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 796 (63.7%) |
| Renter Occupied HU | 264 (21.1%) |
| Vacant Housing Units | 189 (15.1%) |
| Median Home Value | $467,123 |
| Average Home Value | $607,622 |
Housing Distribution
Address Breakdown
Residential
695
Single Family
676
Multi-Family
19
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01257, Sheffield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 796 (63.7%) |
| Renter Occupied HU | 264 (21.1%) |
| Vacant Housing Units | 189 (15.1%) |
| Median Home Value | $467,123 |
| Average Home Value | $607,622 |
Housing Distribution
Address Breakdown
Residential
695
Single Family
676
Multi-Family
19
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Segalla • HOUSATONIC REAL ESTATE
Mls Name: BCMLS
Mls ID: #247629